Retirement
Planning

When do you want to retire?

There are some people who want to work until the day they die. They say, “Pull me out of the office and drive me right to the cemetery.” There are other people who want to stop working in their 60s, or even their 50s, or even earlier! Regardless of your preferences as to when you retire, the inescapable fact is that everyone has a thought and a dream as to how they want to live in retirement, even if it’s only a very short retirement. Our job isn’t to tell you what your dream should be – our job is to try to build you a path that brings that dream a little closer to reality.

Loving Senior Couple Sitting On Sofa At Home Relaxing With Hot Drink

Retirement looks different for everybody. Retirement plans should be different, too.

We look to identify your income needs, not just in terms of how much money you need, but also when you need it, and any fluctuations that may occur because of events that happen in your life. We’re talking about the important stuff here – weddings, grandkids, college, and so forth. They’re the things you write checks for, the things you’ve worked a lifetime to afford. Our retirement planning process takes into account that when you retire, it’s not enough to say that you need a certain amount of money each year to live on. Rather, we have to figure out how you want to live, and then build a retirement plan that focuses on what you want to do, when you want to do it rather than making you live your life based on a fixed number.