About This Guide:
A couple stares longingly into a beautiful sunset over the ocean. A hot air balloon rises above a green and lush Iowa countryside. A lone sailboat bobs along in Caribbean waters.
These are the images normally presented when companies try to get you to think about retirement. Among the images not presented are screaming grandchildren who need babysitters, medical problems that sap your energy and patience, and nights spent worrying about where you are going to find the money to pay another month’s bills in retirement. Those are the real images of retirement.
The purpose of this guide is to educate you at any age to be able to make decisions regarding the types of retirement accounts that are available to you. While it is easier to save for retirement by starting in your twenties, it is not too late to either start or improve your retirement savings plan at any age. A great place to start is with understanding the types of retirement savings vehicles available to you, allowing you to choose the one that is right for you.