Terms Of Use/
Important Disclosures
Please read these Terms of Use and Disclosures (“Terms”) carefully before using the https://armstrongadvisory.com website (“Website”) operated by Armstrong Advisory Group, Inc. (“us”, “we”, or “our”). Your access to and use of the Website is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Website. We may, at any time, modify, change or add to these Terms, and any modifications will be effective immediately upon posting on the Website. By accessing or using the Website you agree to be bound by these Terms. If you disagree with any part of the Terms then you do not have permission to access the Website.
Disclaimer
The content of the Website is intended solely to provide general information regarding our business services. Nothing on the Website constitutes personalized investment advice, or is an offer to buy or sell any security or insurance product. To the extent you wish to engage us for investment advice based upon your personal investment circumstances and objectives, please contact us directly at (617) 433-0001.
Armstrong Advisory Group, Inc. does not offer tax or legal advice and no portion of the Website should be interpreted as legal or accounting advice. You are strongly encouraged to seek advice from qualified tax and/or legal experts regarding any tax or legal matters relevant to you.
You agree, as a condition precedent to your access to the Website, to release and hold harmless Armstrong Advisory Group, Inc., its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of your actions or omissions, which are independent of your receipt of personalized investment advice from Armstrong Advisory Group, Inc.
Guides, Market Commentary, Blogs, Radio Shows
Visitors to the Website can access or download various guides, blog content, radio content, and other market commentary (together, “Commentary”). All Commentary is of a general nature and is provided solely for informational purposes; it is not individualized and does not constitute investment advice or an offer to buy or sell any security, product, service or investment. Further, the opinions expressed in the Commentary are based upon market conditions at the time they are provided and may no longer reflect current market conditions; as a result, they are subject to change without notice. All examples are hypothetical and for illustrative purposes only.
Risk of Loss
Investing strategies such as asset allocation, diversification, or rebalancing do no assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. All investments are subject to risk, including loss of the entire principal invested. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.
Third Party Content Links
The information on the Website has been obtained from sources we believe to be reliable. Such information has not, however, been independently verified and we make no representation or warranty as to its accuracy, completeness, or correctness.
Our Website may contain links to third party web sites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party web sites or services. We do not warrant or endorse the offerings or views of any of these entities/individuals or their websites.
You acknowledge and agree that Armstrong Advisory Group, Inc. shall not be responsible or liable for any direct, special, or consequential damages caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Whenever there are hyperlinks or other references to third‐party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, individuals or points of view outside of Armstrong Advisory Group.
Ownership of the Website
The Website and all of its contents, including, but not limited to, text, graphics, logos and images are owned by Armstrong Advisory Group, Inc. or its third-party information providers and are protected by the United States and international intellectual property laws.
Right Capital Software
Financial planning software is provided by RightCapital, Inc. RightCapital, Inc. and AAG are not affiliated. The projections or other information generated by RightCapital regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results are based on return and volatility assumptions from a number of market indices shown in disclosures in the report provided for the client. Fees and expenses are not included in the report, and thus, are excluded, including, but not limited to, fund fees, account fees, product fees and advisor fees. Inclusion of those fees results in lower returns, which would affect the probability of achieving any particular outcome. Results may vary with each use and over time. The analysis in the report must be reviewed in conjunction with assumptions, limitations and methodologies in the disclosure sections set forth in the report. The report is not complete without the accompanying disclosure pages.
US Residents Only
This Website is published for residents of the United States only. Armstrong Advisory Group, Inc. and its representatives may only conduct business in those states and jurisdictions in which they are registered to do so, or where a registration exemption or exclusion applies. Not all products and services referenced on the Website are available in every state or jurisdiction, or from every person referenced on the Website. For additional information, please call (781) 433-0001.
Please note that we (our firm and its representatives) receive fees for providing investment advice to our advisory clients and those fees are based on the amount of assets under management.
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Securities are offered through Charles Schwab & Co., Inc. (“Schwab”), Member FINRA / SIPC. Advisory services are offered through Armstrong Advisory Group, Inc., an SEC Registered Investment Advisor. Schwab and Armstrong Advisory Group not affiliated.
Armstrong Advisory Group (“AAG”) is affiliated with an insurance agency called Armstrong Insurance Group, Inc. (“AIGI”). AIGI offers insurance products and services to customers, including investment advisory clients of AAG. AAG refers clients to AIGI for those products and services. AIGI does not, however, compensate AAG for any referrals.
Most of AAG representatives are also licensed as insurance professionals appointed with AIGI and may earn commission-based compensation for selling insurance products, including insurance products implemented for AAG clients. Insurance commissions earned by AAG representatives are separate and in addition to AAG’s advisory fees. This practice presents a conflict of interest as the representative has a financial incentive to recommend insurance products to a client. Clients are under no obligation, contractually or otherwise, to purchase insurance products through any of AAG’s representatives or any other AAG affiliated person.