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What are the Dangers of Investing in the Stock Market?
When people try to explain the dangers of markets, they use works like “risk,” “volatility,” and “time horizon.” Compliance offices love those words. They sound tame, despite the fact that they don’t really do justice to the underlying message that actually answers the question of what …
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Is college a good investment?
To most people in the United States, a college degree is something that seems totally unaffordable. The median household income in the United States in 2017 was $61,372, according to the Census Bureau, while the average cost for private universities for the 2018-2019…
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How much should I pay back on my credit card each month?
So you’ve got $10,000 in credit card debt. And let’s also hypothesize that the interest rate on that balance is 20% per year. So right off the bat, if your balance stays exactly where it is, you’re going to owe $2,000 in interest over the course of the year. But that also assumes that …
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When do I need to write out a last will?
When asking the question of when you should do anything, the first thing you need to ask yourself is what it is that you’re really doing, and then if that is going to materially improve any aspect of your life as a result of that action. So let’s look at the case of creating a last will and…
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How do I build a budget?
A budget is a relatively simple tool – you track money that you earn in the form of income, you track money you spend in the form of expenses, and you try to maintain a desired level of cash flow. Income minus expenses equals that cash flow, and if you do it right, hopefully …
Learn More- Credit Card Basics
- Zodda Zone
- Home Buying Basics
- Budgeting
- Stock Market Basics
- Costs of College
- Retirement Account Types
- Business Ownership
- Tax Basics
- Basic Legal Documents
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What Happens When Nothing Happens?
What happens when nothing happens? I can’t claim to be the originator of this question. It comes from the subtitle of the first part of the fourth chapter of The Order of Time by physicist Carlo Rovelli. In the book, Rovelli is interested in dismantling our preconceived …
What are the Dangers of Investing in the Stock Market?
When people try to explain the dangers of markets, they use works like “risk,” “volatility,” and “time horizon.” Compliance offices love those words. They sound tame, despite the fact that they don’t really do justice to the underlying message that actually answers the question of what …
How much money should I have in an emergency fund?
When it comes to personal finance, I think this question is the one that has the most diverse array of answers out there, depending on who you talk to. There really doesn’t seem to be any consensus as to how big an emergency fund should be. There are all kinds of …
Investment Glossary – Corporate Tax Rate
Hopefully you came here because you looked at a basic description of what an income tax is. If you already feel you have a good understanding of what income taxes are and how they function, then this is the next step in understanding how to determine how much you owe …
How do I incorporate a business?
The question of how to incorporate a business is a good one to ask if you’re an aspiring entrepreneur looking to start up your next venture, or if you’re someone just looking to make some extra money on the side by mowing lawns or selling homemade brownies. But to be honest …
Is college a good investment?
To most people in the United States, a college degree is something that seems totally unaffordable. The median household income in the United States in 2017 was $61,372, according to the Census Bureau, while the average cost for private universities for the 2018-2019…
How is a business income taxed?
If you’re coming to this page, it means one of two things – you either have a business that is doing well and you’re trying to figure out how much tax you owe, or you’re planning on having a business at some point in the future that does well and you want to know how much tax …
Investment Glossary – 1099 Income
Have you ever worked as a Lyft or Uber driver? Or have you ever submitted an article to a publication and gotten paid for it? Did you ever work a temporary job? In a lot of these cases, the compensation that is paid to you is typically paid out in accordance with you being a …
Investment Glossary – Mortgage Rate
There’s no free lunch. When it comes to buying a house, there’s no free money either. The mortgage rate is the rate of interest a bank or other lender charges on a loan to buy a piece of real estate. The interest they charge is wrapped into your monthly payment, made up …
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Get Schooled on College Savings Plans Michael Armstrong Partner and Financial Advisor, Armstrong Advisory Group A lot of parents start obsessing over the line.
Buy a Home
Get Schooled on College Savings Plans Michael Armstrong Partner and Financial Advisor, Armstrong Advisory Group A lot of parents start obsessing over the line.
Buy a Home
Get Schooled on College Savings Plans Michael Armstrong Partner and Financial Advisor, Armstrong Advisory Group A lot of parents start obsessing over the line.
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